The Truth about Down Payments
🚫 Think you need 20% down to buy a home? Think again. The truth is, most buyers put down far less—and some put down nothing at all. 🤯 ✅ 3–5% down is common for conventional loans ✅ 0% down options with VA & USDA loans ✅ Family gifts and equity from your current home can help too! Homeownership […]
Downtown living, Modern style
Looking for the ultimate in modern style and the best of downtown living? 1150 J St., #421 in the Metrome features high ceilings, lots of natural light, granite slab countertops, stainless steel appliances and private laundry. Located steps from the San Diego trolley, Petco Park (Go Padres!), the Embarcadero, Gaslamp and East Village. 1150 J […]
San Diego Real Estate Monthly Market Update (March 2025)
Spring has sprung, and our active real estate market reflects that! Looking for all the stats & details on San Diego housing? Check out my Monthly Market Update!
Home Office Tax Deduction?
If you’re self-employed, a freelancer, or run a home-based business, you could qualify for a home office tax deduction—but there are rules you need to follow. ✅ Your workspace must be exclusively used for business.✅ It must be your primary place of business.✅ You can deduct using either the simplified method (up to $1,500) or […]
San Diego Real Estate Market Update (Feb. 2025)
February is usually the coldest month in many parts of the country. But here in San Diego, it’s sunny and mild, and our local real estate market is hopping! With more properties becoming available, inventory is closer to typical volume, which is great news for buyers, who now have more to choose from. Watch my […]
💡 Want to double your money on home upgrades?
Some simple projects can deliver HUGE returns when it’s time to sell! 🚪✨ Did you know replacing your garage door can have a 194% ROI? Or that a steel entry door upgrade offers 188% ROI? Check out my latest blog post to learn about the top home remodeling projects with the best bang for your […]
📈 What’s happening with mortgage rates in 2025?
Rates are expected to average 6.4% this year—lower than the 7.79% peak in 2023, but still above the record lows of the pandemic. A return to 3% rates? Experts say that’s unlikely. 💡 Here’s how you can secure the best rate: ✅ Work on improving your credit ✅ Start planning early with a trusted lender […]
4 Home Remodeling Projects with the Highest ROI
🏡 Maximize Your Home’s Value with These High-ROI Renovation Projects! 🚪✨ Thinking about upgrading your home or preparing to sell? Discover the top remodeling projects that deliver the biggest bang for your buck—plus tips to make your home stand out in today’s market. Read more to learn how small upgrades can make a big impact! […]
📈 What’s next for home values in 2025?
Good news! Experts predict home prices will rise by 1.5% to 3.6% nationally next year. While the growth is slower than recent years, it’s still a strong signal that real estate remains a great investment. 🏡 💡 Key insights: ➡️ A major drop in home values? Unlikely—housing demand still outpaces supply. ➡️ Local trends matter. […]
🏡 Will mortgage rates ever drop back to 3%?
Spoiler: It’s not likely! Historically, 30-year mortgage rates have averaged between 4% and 6%, and those pandemic-era rates were a rare exception. But don’t worry—there are still ways to secure the best rate possible! 💡 ✨ Here’s how: ✅ Start improving your credit score now. ✅ Connect with a mortgage expert early to plan ahead. […]
